Payment Options

Accessible Care

We tailor each child's recommended plan with many things in mind, including what's financially feasible for your family.

Take comfort in knowing that you have options. Our billing team can help design a treatment plan you can afford and is always here to help, should you have questions about your coverage or your bill. You can rely on Cortica for honesty, accuracy, and transparency.

Insurance Coverage

Health insurance can be complex, especially when it comes to paying for services for neurological differences. We will work alongside your family to ensure you are informed and prepared.

Cortica is an in-network provider with some of the largest insurance plans.

  • Aetna (PPO, POS, and EPO)

  • Anthem Blue Cross of California (PPO and EPO)

  • Beacon (commercial/non-HMO products)

  • Blue Shield of California (PPO and EPO)

  • Cigna (PPO)

  • HealthNet (PPO, POS, and EPO)

  • MultiPlan (if we are out of network with your plan, check for a MultiPlan logo on your insurance card)

  • Regional Centers

    • San Diego County Regional Center

    • Cortica is working to develop relationships with other counties

  • Tricare / Champus

  • United Healthcare (PPO)

While we are steadily contracting with new insurance carriers, we are not currently contracted with Molina, Kaiser, or Sharp at this time. Cortica is not enrolled as a Medicare or Medi-Cal provider; we are unable to accept Medicare and Medi-Cal. You always have the option to pay on a self-pay basis if we are out of network. For more information on self-pay, please reach out to our enrollment team.

Last updated: Apr. 13, 2020. This list is subject to change.

Some insurances now cover long-distance services, including telehealth. We can provide a thorough benefits check before starting your program. Please contact us for information about your specific plan.

Estimating Out-of-Pocket Expenses

Your insurance may cover some or all therapy charges. The benefits team at Cortica can help you estimate your monthly out-of-pocket expenses, including co-pays or any services your insurance does not cover. We will provide you with a benefits check and cost estimate prior to your beginning services with Cortica.

Payment Options

We make every effort to provide you with timely and accurate invoices and request payment within 30 days of receipt. You will be billed separately for ABA services every month.

Upon receiving a statement, you can make a payment in person, by phone, or online at Cortica's patient portal.

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